Access Up to $600K With Your Home Equity Through Point's Home Equity Investment Program

A Home Equity Investment is a financial agreement that allows homeowners to tap into the equity in their homes in exchange for a share of their home’s future appreciation. To understand a Home Equity Investment, you first need to understand home equity. 

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Home equity is the part of your home that you truly own — the difference between your home’s current value and any debts you owe on the property, such as your first mortgage. You build equity in your home through appreciation, home improvements, and steady mortgage payments. 

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There are many different financial tools available to homeowners looking to leverage their equity, such as HELOCs, cash-out refinances, and home equity loans. A Home Equity Investment differs from these solutions because it is an equity product and not a form of traditional debt financing. 

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This means that when you receive a Home Equity Investment, you do not make monthly interest payments. Instead, you repay your HEI in one balloon payment when you sell your home, refinance, or via another source of funds. 

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Home Equity Investments can be a game-changer for homeowners looking to capitalize on their property's value. They provide homeowners with a way to tap their home wealth without stringent credit requirements and costly monthly payments. See if you are pre-qualified in 60 seconds, by tapping the button below.