The number one reason for purchasing Florida term life insurance is to provide peace of mind to your loved ones. If you were to die prematurely, would your loved ones be able to maintain their current standard of living?

 

Florida term life insurance can provide a cash death benefit that could be used to pay your final expenses, including the expense of a funeral service, a remaining mortgage balance, children's education expenses, or paying ongoing expenses after your death.

​

Like other types of life insurance, term life insurance starts with an application for coverage. Once a policy is in force, you pay monthly, quarterly or annual policy premiums to maintain coverage. If you die during the specified policy term, the insurance company pays the specified death benefit amount to your named beneficiaries.

​

How Do I Qualify For Florida Term Life Insurance?

​

When you apply for any type of life insurance, you need to answer some basic questions about your health and lifestyle. Most people who are generally healthy will qualify for coverage.

​

You may still qualify for Florida term life insurance if you have some existing health problems, although your premium will likely be higher.

For some policies, you do not need to submit evidence of insurability beyond the application questionnaire, meaning you shouldn't need a physical examination to qualify.

​

When Should I Buy & How Affordable Is It?

​

The best time to buy term life insurance is now. Life insurance is intended to provide a cash death benefit to your named beneficiary (or beneficiaries) after you die. Because it is intended to provide coverage only for a specific amount of time, Florida term life insurance is generally the least expensive type of life insurance you can buy.

 

Your specific premium will be based on your age at the time you purchase the policy, as well as on your overall health. Non-smokers in good health will typically pay low premiums.